Blog

Hypercom Equinox Credit Card Terminal Problems

Recently, Hypercom or Equinox credit card terminals have come to their EOL or end of life, due to firmware needing to be updated, when possible.  The firmware version is no longer able to allow processing.  If the Hypercom  Equinox credit card terminal will allow for a firmware update and it takes the update, one is […]

Read Full Article

Protect Your Business from Retail Fraud- EMV

Fraud losses totaled $5.2 billion in the US or 7% of transactions according to a CNBC article from July 2015.  There is a proven way to help stop most of this fraud, EMV.  EMV stands for Euro, Mastercard, Visa and was the organization formed in Europe to bring EMV to Europe.  The organization includes all […]

Read Full Article

Upgrade to an EMV Credit Card Terminal and get $100 Back

Upgrade to an EMV credit card terminal before 4/30/15 and you are eligible for a $100 rebate.  EMV credit card terminals are more secure and process a variety of payment methods, including EMV or chip enabled cards, NFC (Apple Pay), magstripe cards, and pin entry cards. EMV is already here.  EMV chipped credit cards have […]

Read Full Article

NFC on the new iPhone 6 & 6 Plus + Apple’s Mobile Wallet Apple Pay

Apple takes NFC mainstream on iPhone 6; Apple Watch with Apple Pay Apple will help consumers say buh-bye to plastic credit cards with the NFC-enabled iPhone 6, iPhone 6 Plus, and Apple Watch using its new mobile payment service Apple Pay. Apple introduced its NFC-based mobile payment system Apple Pay for the iPhone 6. Apple […]

Read Full Article

Credit Card Security and possible card breach being investigated for..

card breach, data breach, credit card security

Home Depot Investigates a Possible Credit Card Breach If the evidence proves to be valid, the Home Depot hack could top the record-setting breach of Target’s network last December.  So far, all roads point back to Home Depot. And if the evidence uncovered so far proves to be valid, the hack could top the record-setting […]

Read Full Article

Late Payments on Credit Cards at Lowest Level in 7 Years

Americans are doing a better job of making timely credit card payments, even as many lenders increasingly extend credit to more people with less-than-stellar credit histories. The rate of U.S. credit card payments at least 90 days overdue fell to 1.16% in the April-June quarter — the lowest level in at least seven years, credit […]

Read Full Article

Square Tries to Remove Amazon’s Thunder About iPad Point of sale

In a recent blog post, Square Inc. is attempting to counter some of the attention foisted on Amazon.com Inc. after the announcement last week of Local Register, the online retailer’s mobile point-of-sale service, by dispelling the “top 10 myths” about Square’s service. Local Register enables retailers to accept payment card transactions using a smart phone or tablet […]

Read Full Article

Finding an expert to help tackle credit card debt

Credit Card, Credit Card Processing

Not all “experts” claiming to be able to lower credit card debt are trustworthy.   How do you find someone trustworthy to help deal with credit card debt? @Davidlaz has the answer Be careful about online offers to lower or eliminate credit card debt. Not all are trustworthy Swamped with credit card debt? Here are […]

Read Full Article

More Credit Card Fraud

Fraudulent Credit Card Purchases Caught On Camera August 18, 2014 5:30 PM FT LAUDERDALE (CBSMiami) – A couple was reportedly caught on camera committing more than a thousand dollars worth of credit card fraud. Now Sunrise police have released surveillance images of the alleged duplicitous duo in hopes that someone recognizes them and picks up a […]

Read Full Article

Banks and Retailers Move on the Chip for Credit Cards

Banks, Retailers Speed Up Drive to Add Chips to Credit, Debit Cards Data Breaches Spur Effort to Boost Security; End of the Swipe? GLEN ALLEN, Va.— Morgan Montgomery inserted a credit card into a device, pulled it out and tried to pay for her groceries. But the transaction failed because she didn’t realize the card […]

Read Full Article

Smart Ways to Use credit Cards for Your Wedding

3 Smart Ways to Use Credit Cards to Help Offset Wedding Costs Simple.Thrifty.Living This might sound like the worst idea, but sometimes putting some wedding costs on a credit card can actually make good financial sense. You just need to be careful with how you use it. Most people think of credit cards as a […]

Read Full Article

Another Data Breach

JEWEL-OSCO OFFERS HELP TO SHOPPERS AFTER DATA BREACH Sun-Times Media Wire Friday, August 15, 2014 CHICAGO — The parent company of Jewel-Osco announced Friday that some of its customers’ credit card data may be compromised after computer hacking – the company called it an “unlawful intrusion” – involving some of its stores, including those in […]

Read Full Article

Credit Card Skimming: what to watch for

Don’t get ripped off by credit card skimming Mark Pribish, Special for The Republic | azcentral.com7:05 p.m. MST August 14, 2014 When you swipe your credit or debit card, there is always a risk of giving ID-theft criminals what they need to steal your money through what is known as “skimming.” Criminals install electronic devices […]

Read Full Article

2 New York-area men arrested with 60 counterfeit credit cards, Westfield police say   By Dan Warner  on August 13, 2014 at 11:33 AM WESTFIELD – Two men were arrested this week in Westfield with dozens of counterfeit credit cards and more than 50 gift cards that they purchased as part of a scam, police say. […]

Read Full Article

Target Hack Update

An Expensive Hack Attack: Target’s $148 Million Breach  TOM GARA AP 1:34 pm ET Aug 5, 2014 The massive breach of Target’s computer systems in late 2013 was a costly one: Financial institutions alone spent more than $200 million in response to the hack, replacing millions of credit cards whose data had been compromised, while the company’s Chief Information Officer and CEO both left their […]

Read Full Article

Chipped Cards still need security…

Payment cards with chips aren’t perfect, so encrypt everything, experts say Lucian Constantin PC World Aug 8, 2014 6:30 There’s a push to adopt chip-equipped payment cards in the U.S. following high-profile breaches at large retailers and restaurant chains during the past 12 months, but experts warn that switching to this payment system will not […]

Read Full Article

High Interest Rates, Be Careful…

Watch out for credit cards issued by retailers Lisa Kiplinger, USA TODAY 8:47 p.m. EDT August 7, 2014 You’re checking out at a store, and the cashier says, “You could save 15% today if you sign up for our credit card.” What do you do? “Say no, thanks,” says CreditCards.com senior industry analyst Matt Schulz. […]

Read Full Article

Store Issued Credit Cards to AVOID

Don’t get credit cards from these 5 stores Retail card interest rates climb to an average of 23.23% By Catey Hill, MarketWatch Aug. 7, 2014, 9:48 a.m. EDT Buyers beware: The insanely high interest rates on some stores’ credit cards make the markups they add to merchandise look like child’s play. Read: This is the sneakiest thing stores do […]

Read Full Article

Humor and Help the authorities, please

Police: Woman posed with stolen credit card Associated Press, AP 9:04 p.m. EDT August 5, 2014 Photo Courtesy of Ocala Police Ocala, Florida — Police are looking for the smiling woman who posed with a stolen credit card in a photo taken by an alert Ocala store clerk. The Ocala Star-Banner (http://bit.ly/1nnAq0d ) reports the […]

Read Full Article

The End of All Your Credit Card Confusion

Don’t exactly know what APR means? Soon you will. By Heather Wood Rudulph Charge it! It’s a phrase you’ve committed to memory — and an action you take perhaps without thinking much about it. Credit cards are often easy to get, hard to manage, and even harder to pay off. But you need them to help establish […]

Read Full Article

4 Reasons College Kids Need a Credit Card

4 Reasons Why College Kids Need a Credit Card By Dawn Papandrea Published August 01, 2014 The thought of your baby going off to college is scary enough. Now picture him or her armed with a credit card! As a parent, your instinct might be to shelter your young adults from the complicated world of credit […]

Read Full Article

Tips to Rebuild Credit

How to Upgrade Your Secured Credit Card July 31, 2014 by Jason Steele   When people are struggling to rebuild their credit, a secured card can offer them the opportunity to qualify for a credit card and establish a positive credit history. Unfortunately, secured cards also have several drawbacks compared with standard credit cards. For example, secured cards always require a […]

Read Full Article

Credit Card Smarts

Are you committing these 10 deadly credit card sins? Not using the magic plastic properly and responsibly can be ruinous to your credit rating and financial health. This post comes from Allison Martin at partner site Money Talks News. Credit cards are like a double-edged sword. They can be quite beneficial if used wisely, or wreak havoc […]

Read Full Article

General Electric spins off credit card unit in IPO

General Electric spins off credit card unit in IPO  By Danielle Douglas July 31   Synchrony Financial, the credit card unit of General Electric, made its debut Thursday as a public company, raising $2.9 billion in the year’s largest initial public offering. The offering brings GE a step closer to reducing its footprint in financial services, a […]

Read Full Article

Credit Card Skimming Again

Police Warn Fontana Residents Of Gas Station Credit Card Skimmer July 29, 2014 3:52 PM FONTANA (CBSLA.com) — Police Tuesday warned residents to remain vigilant against credit card skimming fraud that was recently discovered at a Fontana gas station. According to the Fontana Police Department, officers responded Monday to the 16900 block of Foothill Boulevard for report of […]

Read Full Article

Cashiers skimming credit cards- Really?

Cashier linked to credit card skimming scam, police say By Dawn Denny Published: May 20, 2014, 3:08 pm Updated: July 29, 2014, 4:05 pm ROUND ROCK, Texas (KXAN) — A cashier at a Sunset Valley restaurant was arrested after surveillance video showed the worker swiping customers credit cards on a small device in her hand, police said. In […]

Read Full Article

Credit card skimming ring

Credit card skimming ring stretched from Sunset Valley to Round Rock By Eric JanzenPublished: July 29, 2014, 5:04 pmUpdated: July 29, 2014, 10:54 pm   ROUND ROCK, Texas (KXAN) – A woman working at a Sunset Valley restaurant used a credit card skimmer to steal information from more than 500 customers, according to an arrest affidavit. Catalina […]

Read Full Article

Parents need to know for Soon to be College Students

What Parents of Soon-to-Be College Students Need to Know About Credit Cards Reyna GobelContributor   Students will likely have college debt after graduation, but should they have both credit card and student loan debt? I interviewed Beverly Harzog, author of  Confessions of  a Credit Junkie, about all things college students and credit cards. Did legislation really stop […]

Read Full Article

GameStop to start issuing credit cards

Report: GameStop to start issuing credit cards Consumers get high 27% APR in exchange for Power Up Rewards points. by Kyle Orland – July 28 2014, 11:30am PDT GameStop has always been barely a single step up from a pawn shop with its practice of buying used games at low prices and selling them at ridiculous markups. Now, reports suggest that […]

Read Full Article

Mobile Payments via Amazon?

Rumor: Amazon to Debut Mobile Credit Card Reader in August BY DAVID MURPHY JULY 27, 2014 07:24PM EST Watch out, Square and PayPal: Here (presumably) comes the online juggernaut. Mobile payments are all the rage nowadays. At least, it seems as if you can pick up one those “help all of your friends who only use […]

Read Full Article

Credit and Payment Security: a cycle of good news and bad news It was good news. In July 2013, federal prosecutors in the United States brought indictments against members of a sophisticated Russian syndicate. The gang members were charged with stealing and selling more than 160 million credit card numbers from JCPenney, 7-Eleven, JetBlue, Heartland […]

Read Full Article

Alternative to EMV?

This short video: http://video.foxbusiness.com/v/3049018015001/company-creates-card-that-combats-target-like-hacking/?intcmp=related#sp=show-clips Is it the answer to security for credit card transactions through Epic One? EMV will help with counterfeit cards.  Is Epic One the answer?  Here’s their site: http://www.epicone.com/ 

Read Full Article

Great new non-profits addeded

Happy to add awesome charities: http://awakenreno.org/, http://www.honorflightnv.org/, communitypregnancycenter.com, and safeembrace.org  A portion of every transaction is donated to these and many other charities benefiting Northern Nevada and beyond.   DonUp! What kind of transactions you ask, credit card processing, gift cards, recurring, ATMs, any non-cash payment.  We do this for clients in Reno, Northern Nevada […]

Read Full Article

Can I Get a Credit Card with Poor Credit?

Can I Get a Credit Card with Poor Credit? By Jeanine Skowronski Published July 24, 2014   Dear Credit Card Adviser, I have been applying for secured and unsecured credit cards as a way to rebuild credit. I keep getting denied because of unpaid medical bills. Are there credit cards that someone with poor credit can […]

Read Full Article

ETA Urges ISOs to Self-Regulate

ETA Urges ISOs To Self-Regulate BY ED MCKINLEY JUL 23, 2014 3:28pm ET LOMBARD, Ill.—The Justice Department’s Operation Choke Point isn’t really about combatting fraud, says Jason Oxman, CEO of the Electronic Transactions Association. Federal regulators simply don’t like high-risk merchants, such as payday lenders and guns dealers, he says. To crack down on that […]

Read Full Article

Card Data Breach @ Goodwill

Banks: Card Breach at Goodwill Industries Source: KrebsonSecurity 7/21/2014 Heads up, bargain shoppers: Financial institutions across the country report that they are tracking what appears to be a series of credit card breaches involving Goodwill locations nationwide. For its part, Goodwill Industries International Inc. says it is working with the U.S. Secret Service on an investigation into these reports. Headquartered in Rockville, Md., Goodwill […]

Read Full Article

Digital Pickpocketing

Thieves use ‘digital pickpocketing’ to skim credit card data from Colorado Springs customers By Lisa Walton Updated: July 21, 2014 at 7:43 am Credit card thieves are using a type of “digital pickpocketing” technology to steal credit card information from unsuspecting victims. Technology has emerged in recent years that enables thieves to intercept credits card information with a […]

Read Full Article

More Skimming of Credit Cards

Credit Card Thieves Target Gas Pumps, ATMs, Restaurants With ‘Skimmers’ Jul 19, 2014, 9:12 AM ET By ABC NEWS via NIGHTLINE More cases of credit card thieves using “skimming” devices to steal unsuspecting customers’ credit card information are popping up across the country, not just at gas stations, but also ATMs and even restaurants. When a […]

Read Full Article

Operation Choke Point, Choking Legitimate Business? 2 of 2

Operation Choke Point Hearing Reveals DOJ Threats And Strong-Arming 8:15 AM 07/18/2014 Jonah Bennett A Justice Department fraud prevention program came under fire Thursday for allegedly morphing into actively pressuring banks to deny financial services to businesses for political reasons. Operation Choke Point functions as a partnership between the Department of Justice (DOJ) and various other […]

Read Full Article

Operation Choke Point, Choking Legitimate Business? 1 of 2

Countering Operation Choke Point, Acquirers Canceled 10,000 Fraudulent Merchants July 14, 2014 By Jim Daly Seeking to contrast the merchant-acquiring industry’s actual practices with the impression created by the government’s Operation Choke Point that acquirers turn a blind eye to shady merchants, the industry’s leading trade group on Monday said its members last year discharged […]

Read Full Article

Be Smarter When Handing off your Credit Card

How to Be Smart When Handing Your Credit Card to Someone Else By Dan Rafter Published July 17, 2014 It can happen in an instant. Employees at your local department store, repair shop or supermarket just have to turn their backs to you for a fraction of a second to swipe your credit card with skimmers connected to […]

Read Full Article

Digits on your credit card aren’t just random numbers

Digits on your credit card aren’t just random numbers Associated Press By Patricia Sabatini / Pittsburgh Post-Gazette  July 15, 2014 11:22 PM Ever wonder what the numbers on your credit cards mean? They aren’t just a random string of digits. Similar to the vehicle identification number on a car, credit card numbers identify certain things […]

Read Full Article

8 FAQs About New EMV Credit Cards

8 FAQs About New EMV Credit Cards By Sienna Kossman Published July 15, 2014 The nationwide shift to EMV has begun. EMV — which stands for Europay, MasterCard and Visa — is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. In the wake of numerous large-scale data […]

Read Full Article

Take these Credit Cards with You

Do Not Leave Home Without These Credit Cards Martha C. White 6:45 AM ET Although credit card perks vary widely, the overwhelming majority of rewards credit cards give the user travel insurance coverage. Among rewards cards from major issuers, nearly all offer travel accident insurance and almost 80% offer luggage insurance,according to the website CardHub.com, […]

Read Full Article

The Unfortunate Truth About Your New Chip Credit Card

The Unfortunate Truth About Your New Chip Credit Card By Matt Schulz, Senior Industry Analyst for CreditCards.com   Call it chip-and-meh. This weekend, a shiny little technological marvel appeared in my mailbox. It’s my new-and-improved Delta SkyMiles American Express card. How is it improved? It has an EMV chip. These chips — which store your […]

Read Full Article

3 Credit Card Traps That Can Cost You a Bundle

3 Credit Card Traps That Can Cost You a Bundle Nick Clements Jul 9th 2014 Cassandra Hubbart/AOL TV commercials for credit cards show happy people enjoying life. If only you applied for such a credit card, you too could be living the dream. Don’t be fooled. Your interests and the interests of your credit card […]

Read Full Article

Device puts all your credit cards on your phone

Device puts all your credit cards on your phone By DAVE JOHNSON MONEYWATCH July 7, 2014, Slowly but surely, real-world transactions are going digital — just not necessarily the way futurists had envisioned. Right now, it isn’t digital currency like Bitcoin that’s leading the charge; instead, it’s your smartphone. For example, products like Loop Pay […]

Read Full Article

Skimmers at ATMs

The tiny devices that steal credit card data are getting impossibly hard to detect By Chris Welch on July 7, 2014 11:05 am   ATM skimmers, the miniature devices that stealthily help fraudsters capture your credit and debit card data, are getting smaller and harder to detect. Skimmers have always been designed to blend in with any ATM they’re […]

Read Full Article

Amex Fees Could Be Coming Down?

AmEx’s Battle With the Feds Could Change the Game For Credit-Card Users Jacob Davidson @JakeD 2:12 PM ET Scott Eells—Bloomberg via Getty Images American Express is facing off against the Justice Department today in a court battle that could shape the future of the credit card industry. The suit, which concerns the fees merchants pay every […]

Read Full Article

Happy 4th of July

      Happy 4th of July, and a big thank you to those who fought for our independence so many years ago and for those in our military who continue to fight for our freedoms, today.  We are blessed to live in this great country.  Happy Birthday, United States of America.     Our […]

Read Full Article

Most U.S. credit cards to be EMV-enabled by 2016

Most U.S. credit cards to be EMV-enabled by 2016 41% of debit cards likewise will have embedded chips July 02, 2014 By  John Ginovsky By the end of 2015, 70% of U.S. credit cards and 41% of U.S. debit cards will be EMV enabled, says Aite Group. Rising counterfeit card fraud is a key reason why […]

Read Full Article

Best Way to Save at the Pump

The One Credit Card You Need to Ease Pain at the Pump This Summer Taylor Tepper @TaylorTepper July 1, 2014 The right credit card can provide an antidote to pain at the pump.Ana Abejon—Getty Images You can get as much as 5% back if you swipe it right. If you’ll be spending part of this July […]

Read Full Article

Modern Tools for Mom-and-Pops

Modern Tools for Mom-and-Pops Web-Based Start-Ups Help Small Businesses Compete By HIROKO TABUCHIJUNE 29, 2014 Photo Miguel Duarte, the owner of KES Dispatch, a taxi company in Mount Kisco, N.Y., seated, is being trained in Dashride by its founder, Nadav Ullman. CreditImage by Gregg Vigliotti for The New York Times MOUNT KISCO, N.Y. — Operators at KES […]

Read Full Article

Consumers may have to wait for EMV

Consumers may have to wait for more secure credit cards, says new report By Jack Newsham | GLOBE CORRESPONDENT   JUNE 26, 2014   This computer chip is able to encrypt the user’s information, making it difficult to steal card data and create counterfeits. Despite the hacking theft of some 40 million debit and credit card numbers […]

Read Full Article

THE SHAPE (square) not Making Money?

So what have we been saying about square(now referred to as “the shape”), micro merchants, not secure, and not a money maker, here is validation from an excellent source: http://www.forbes.com/sites/stevenbertoni/2014/04/21/why-square-needs-to-sell-itself-and-do-it-quickly/ Well at least the profitability and micro merchants are  mentioned.  Why is “the shape” attractive to micro merchants, less than $1000 per month in credit card volume, […]

Read Full Article

2013 GIVING BACK, BECAUSE OF OUR CLIENTS

2013 was an interesting year in many ways. We had some wonderful new clients come on board with us. We are extremely thankful for them trusting us with their non-cash payments, credit card processing, ach, gift and loyalty, and point of sale systems. With those great new clients came some interesting new non-profit organizations. We […]

Read Full Article

Buy Local and Grow the Local Economy

Want your local community to prosper?  Of course you do.  Make a choice, choose a local provider whenever possible.  Locally owned businesses’ profits stay in the local community.  They are not sent to a franchise or corporation outside your local economy.  We are for buying local first, and if need be, go to a franchise […]

Read Full Article

Small Business Tip #1

Leasing a credit card terminal, is this a good idea for a business owner?  Most of the time, this is a bad idea, because there is no other option provided to the business owner. Here is why leasing a credit card machine is bad idea.  You usually pay 3-4x more than if you bought the […]

Read Full Article

What Do Our Clients Think?

Money shows up the next day.
High ticket transactions are run with no issues or holding of funds.
If an issue arises, it is handled quickly- excellent customer service.
The money we saved, pays for our delivery truck.

Alan R.Nevada
www.consignfurniturenow.com/

Credit Card Processing Companies | Merchant Credit Card Processing | Non Profit Credit Card Processing | Credit Cards For Travel | Credit Card Equipment | Next Day Funding